Savings

Share Savings Account

Open a Share Savings Account to become a TVTFCU member. A minimum balance of $25.00 is required. This minimum amount represents your share of ownership in the credit union. It is not a fee; it goes directly into your newly established Share Savings Account. Once you become a member of the credit union, you can remain a member for life, even if you change jobs, relocate or retire.

Click here to see the latest interest rates for our Share Savings Account.

Money Market Savings Account

If you're looking to earn higher dividend rates on your savings but want your funds to be available, the Money Market Savings Account is for you. Dividends are paid on a tiered level, computed on your average daily balance and paid quarterly. Minimum deposit is $2,000.00 - the higher the balance, the more you earn. You may make unlimited deposits and withdrawals. The withdrawals are set at a minimum of $250.00. Online transfers out of the account are limited to six per month. Online transfers over six per month will incur a $10 per transfer fee. Come in or speak to one of our Member Service Representatives for more details.

Click here to see the latest interest rates for the Money Market Savings Account. 

Kirby Kangaroo Club (Ages Birth - 12)

Includes:

• We deposit the first $5.00 into account!
• Pencil case with pencils, eraser, sharpener,  ruler, and sticker for ages 6 - 12
• Piggy Bank for ages birth - 5
• Each deposit made gets a prize from our Treasure Chest
• Receive up to $10.00 into account for ten grades of highest possible achievement on report card in June! 
• Birthday Card
• Newsletter
• Kirby Kangaroo Club web site 
• Kirby Kangaroo's blog

Click here to see the latest interest rates for our Share Savings Account.

iSave Teen Club (Ages 13 - 17)

Includes:

• We deposit the first $5.00 into account!
• Share Draft (Checking) Account*
• Visa ATM/Check (Debit) Card
• Receive up to $10.00 into account for ten grades of highest possible achievement on report card in June! 
• Money Pouch
• Opportunity to apply for our Annual $500 Scholarship Award**
• Newsletter

Click here to see the latest interest rates for our Share Savings Account.

The credit union understands the importance of providing financial literacy to our youth. These youth programs will help educate and provide valuable money management skills that will last a lifetime.

We also offer a waiting area with toys and cookies on Fridays!  Plus look for our Credit Union Youth Month celebration in April.

*The Share Draft (Checking) Account must have a parent co-signer.
**Members must apply for the scholarship. Contact us for more information.

Summer Pay Club

To help our members meet their expenses during the summer, the credit union offers a dividend-bearing solution. Join the Summer Pay Club! Your Summer Pay Club funds are automatically transferred to your share draft checking account on the five disbursement dates over the summer. The amount transferred will depend on your Summer Pay Club balance. This allows you to easily plan your summer finances according to what best fits your bi-weekly needs.

Click here to see the latest interest rates for the Summer Pay Club.

Holiday Club Account

Our Holiday Club is an easy, convenient way for you to save for your upcoming holiday expenses. You can make deposits through payroll deduction, in person, or mail to reach your goal. The club matures the first week of November when we will transfer the full amount of your club to your savings account. The club will pay dividends based on available earnings, computed daily and paid quarterly.  

Click here to see our interest rates for the Holiday Club.

Share Certificates

Share Certificates are a great way to save and earn money with a higher interest rate than our regular share savings account. The minimum deposit for a Tobacco Valley Teachers Federal Credit Union certificate is $1,000.00. We offer terms for one year, two year, and three year.

Click here to see the latest interest rates for our Share Certificates.