Checking Accounts
Share Draft Accounts
Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your Checking Account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.
Plus you'll be able to take advantage of all our member benefits. Contact us today to open a Checking Account!
myChoice Checking Account (ages 16 – 64)1
- NO minimum required balance
- NO monthly service fee
- NO per-check charge
- FREE VISA ATM/Debit card
- FREE RFID Sleeve for your VISA ATM/Debit card
- FREE Remote Check Deposit
- BASIC CHECKS Available for Purchase
- FREE Direct Deposit Available
- FREE Online Virtual Branch & Bill Pay
- FREE Mobile Banking App
- FREE E-statements
- FREE Account access by phone 24/7 (CARLA Phone Response System)
- FEE-FREE transactions at ATM's within the CO-OP Network
- Overdraft protection available from your primary savings
1Ages 16 - 17 must have a parent/guardian on their account.
myTime Checking Account (ages 65 and over)
Everything in myChoice Checking PLUS
- 1 FREE Official Credit Union Check per month
(with an active myTimeChecking Account) - FREE Account Reconciliation twice per year
(we will help you balance your account) - FREE Checks
(plus free shipping when purchased directly from the credit union)
myChance Checking Account2
Everything in myChoice Checking
At TVTFCU, we're here to help you achieve financial wellness. Therefore, we are pleased to offer our myChance Checking (Draft) Account. This account is especially for those who have been denied checking accounts due to past credit histories. Open one today and you’ll also be able to take advantage of all our member benefits.
2A myChance Checking (Draft) Account will have a $10.00 per month service charge applied.
The account will be monitored for 1 year and will be closed if it is in a negative balance for 30 days or if the account produces more than 3 Non-sufficient Funds (NSF) within the first year. After 1 year, the account will be moved over to one of our other Checking accounts with no monthly fee.
Payments of Overdrafts
The credit union will not notify you if your account does not have available funds to pay an overdraft. If you feel this might be an issue for you, it will be your responsibility to review your account either through our FREE online Virtual Branch, FREE Mobile Banking App, or by calling our automated phone system known as CARLA. You can access CARLA 24/7 by calling 860-253-6884 or 888-448-6670.
Order Checks
The credit union provides checks that you may purchase for a lower cost than from Harland Clarke and most other retailers. Save money by re-ordering with us! Members ages 65 and over with a myTime Checking Account receive FREE Checks and FREE shipping when purchased directly from the credit union. Please contact us to place your order.
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