What's New at TVTFCU


Your Journey Starts Now
With Our March Auto Loan Special!

Rate as low as 5.00% apr!*
Valid on all new, used and refinanced vehicles!

FIND A LOWER CAR LOAN RATE & WE’LL MATCH IT!*

*Learn More About Our March Auto Loan Special
 

Transfer Your High Interest Rate Credit Card Balances
to One of Our Visa Credit Cards!
9.99% apr and 11.88 apr!*

NO ANNUAL FEE -  NO BALANCE TRANSFER FEE - NO CASH ADVANCE FEE

*Learn More About Our Visa Credit Cards

 


Stop in and ask for your FREE TVTFCU 2025 calendar!

Our calendar features nature and pet photos taken by members and staff!

While supplies last. One per member.
 


Apply For One of Our $1,000 Scholarship Awards

We are pleased to offer two annual $1,000 Scholarship Awards to credit union members who exemplify scholastic achievement and community service. 

Learn More About Our Scholarship Award
 


Want to make some home improvements?
Or do you need cash for something else?
Tap into the equity in your home to get the cash you need with a
Home Equity Fixed Rate Loan or Home Equity Line of Credit!

Home Equity Fixed Rate Loans

Your home is one of the greatest assets you will ever own. Our Fixed Rate Home Equity Loan gives you the opportunity to use this asset in order to pay off high interest credit card bills, outstanding loans, or even just to do some home improvements.

Home Equity Line of Credit

A home equity line is a form of revolving credit, in which your home serves as collateral. Our Home Equity Line of Credit (HELOC) has a variable rate of (Prime + 0) and consists of a "draw period" of 10 years, and a repayment term of 15 years thereafter. Let your home work for you.

*Learn More About Our Home Loans

 


Whether you're looking to buy a home or refinance your existing home, we have the right Mortgage for you!

The Tobacco Valley Teachers Federal Credit Union offers a variety of Mortgages to fit our member's needs.

Mortgages offered include:

  • Conventional Mortgage

  • Home Ready and Home One Mortgages

  • FHA & 203k Rehab Mortgage

  • Home Possible Mortgage

  • VA Mortgage

  • USDA

  • HomeReady Conventional

  • Reverse Mortgage  (For those over the age of 62.)

  • Mortgage Express (For those looking to pay off their Mortgage in 15 years or less. Only for homes in Connecticut or Massachusetts.)


Mortgages are offered in the following states through our Mortgage partner.*
Connecticut, Massachusetts, Rhode Island, New Hampshire, Maine, Florida, Georgia and South Carolina

*Learn More About Our Mortgages

 


Checking Accounts for Every Stage of Life

Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.

We offer Checking Accounts for the whole family!

  • myChoice Checking Account (ages 16 – 64)

  • myTime Checking Account (ages 65 and over)

  • myChance Checking Account

Learn More About Our Checking Accounts

 

 

Important Update Regarding Check Cashing

Due to an increase in mailbox thefts and fraudulent check washing* in our area, the credit union will no longer be cashing checks for non-members. What does this mean? If you write a personal check from your credit union account or give a credit union official check to an individual(s) that is not a credit union member, the individual(s) will not be able to come into the credit union and get cash for the check. The individual(s) will have to bring the check to their own financial institution to deposit or cash. As always, we encourage you to monitor your account(s) on a regular basis and contact the credit union immediately if you notice any suspicious activity at 860-253-4780.

*Check washing is the process of erasing details from checks to allow them to be rewritten, usually for criminal purposes such as fraudulent withdrawals from the victim's credit union or bank account.

 


Your money is safe with us.

The news of the collapse and closure of Silicon Valley Bank followed by Signature Bank is unsettling and understandably causing concerns among consumers about the safety of their deposits. The Tobacco Valley Teachers Federal Credit Union remains very safe and very sound.  As a not-for-profit financial cooperative, our first priority are our members we serve.

  • Credit union deposits are insured, safe and secure.
  • Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.
  • Credit union members have never lost a penny of insured savings at federally insured credit unions.
  • Learn more about the credit union difference at YourMoneyFurther.com 
  • Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.

 

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