Visa Credit Cards
Tobacco Valley Teachers Credit Union offers two low rate Visa Credit Cards. You'll enjoy great benefits with our Visa Classic or our Visa Platinum Credit Card.
- NO Annual Fee
- NO Cash Advance Fee
- NO Balance Transfer Fee
Transfer your existing high balances from another lender and save money!
Plus you'll receive these benefits from Visa:
- Auto Rental Discounts
- Travel Reservation Services
- Bonus Travel Dividends
- No Cost Travel Accident Insurance
- Lost Key Return System
- Pharmacy Discounts
- Eyewear Discounts
- Payment Card Registration
Description | Credit Card with Scorecard Rewards | Credit Card |
|---|---|---|
| Annual Percentage Rate for Purchases | 11.88% | 9.99% |
| Annual Percentage Rate for Transfer Balances & Cash Advances | 11.88% | 9.99% |
| Grace period | 25 day grace period on purchases only. No grace period on cash advance or balance transfers. |
25 day grace period on purchases only. No grace period on cash advance or balance transfers. |
| Minimum Monthly Payment | 3.00% of the balance or $25, whichever is greater. |
3.00% of the balance or $25, whichever is greater. |
| Annual Fee | None | None |
| Cash Advance Fee | None | None |
| Balance Transfer Fee | None | None |
| Late Payment Fee | $30.00 | $30.00 |
The method of computing the balance for purchases is the average daily balance method (including new purchases).
ScoreCard Rewards
This program gives you the flexibility to earn points redeemable for exciting awards. View point balance, search and view awards, create wish lists, update your profile and more. Redeem points online for merchandise and travel awards. Your first year of points, if not redeemed, will expire March 31st of the fifth year. This will continue each year thereafter.
Access Your VISA Credit Card Info
You can access your Visa Credit Card account anytime, anywhere, 24 hours a day/7 days a week through our eZCard cardholder services. As an added benefit you can make your Visa payment at the credit union and by mail in addition to our online eZCard website.
RFID Debit Card/Credit Card Sleeve
The credit union offers our members RFID sleeves for your TVTFCU debit card and/or TVTFCU Visa credit card. These sleeves are designed to prevent thieves from being able to remotely scan the digital information stored on your debit and credit card. You may receive one sleeve free per card. Additional sleeves may be purchased for $1.00 each.
